Purchasing a car could be quite expensive, much more the maintenance. In some other cases, accidents and faults are inevitable making car insurance a vital part in a car owner’s life. It is utterly a necessity for a driver to have a comprehensive car insurance that could greatly help their automobile life. But wait! You might have some wrong impression. Not all comprehensive are expensive. Yes it’s true. There are lots of affordable car insurance being offered by insurance companies today.Due to the fact that money making is not an easy job, a lot of affordable car insurance offers are present today for those who have limited budget or those who simply don’t want to spend so much. It is undeniable that people will resort to cheaper and more affordable car insurance.HOW TO LOCATE?For some, locating affordable car insurance is a very difficult job. Yes, it’s quite difficult but all your efforts will be worthwhile. If you are industrious enough, you could do some investigations about insurance companies and their offers. You could shop around and compare quotes of different companies. You could normally compare quotes and search affordable car insurance in the internet. Just pick your choice and offers will instantly appear. It is up to you to decide what insurance to avail.But keep in mind that not all affordable car insurance are comprehensive. You must be intelligent enough to pick affordable and at the same time comprehensive and quality service car insurance. It is good to pick the cheapest provided that it has a lot of benefits for you and not just cheap. Remember that you are applying for a car insurance to save money in case there is an accident, so better choose the company that will put your investment in good hands. Do not take a car insurance that is cheap but on the other hand giving you a high risk of being under insured; if you do this, it is just simply putting all your investment to waste.Affordable car insurance are not hard to find. You just need to exert some efforts. Choose the best car insurance that will fit your standard. Have the right choice. Remember that not all comprehensive are expensive not all cheap are comprehensive, so better to investigate well and have both cheap and comprehensive at the same time. Make your automobile life exciting and fun through car insurance.
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Medical Education As a Career in India – A Goldmine of Opportunity
Medical Sciences refers to the science of the preservation of health as well as the prevention and treatment of disease. Derived from the Latin ars medicina, “the art of healing Medicine”, it is a stream related to health sciences and public life. It is mainly concerned with maintaining or restoring human health through the study, diagnosis, treatment and possible prevention of disease. From time immemorial, this field has been viewed as a prestigious profession.This is one arena where the possibility of research and innovations are never ending. Therefore, it is one of the few professional streams where there is no fear of stagnation.Why choose Medicine/Medical Sciences as a career?A profession that is known for its closest ties to altruism and selflessness, Medicine/Medical Sciences garners great respect from the society. A noble profession, it is dedicated to the alleviation of human pain and suffering and the prevention of diseases to promote a healthy lifestyle. No wonder the profession is regarded as both an art and a science.
The rapidly expanding health care sector, not only in India but also the world over, has resulted in a huge demand for trained professionals in this field. Career prospects for trained doctors/nurses/specialists are, therefore, very good. Health care specialists including paramedical specialists and technicians, and educators are an important constituent in the ongoing betterment of societal health standards.Over the next couple of decades, population in the age-group 15-59 is set to grow at the highest rate to constitute 64.5 per cent of the total Indian population. As a result, their health concerns will occupy more mindshare in years to come. Lifestyle diseases like obesity, diabetes and cardiovascular diseases are likely to keep plaguing us. To offset this, there will be a rising demand for medical care. India is posited to become an active nucleus for medical innovation and scientific advancement in the forthcoming years. Today, medical technology serves as a vital tool and a global platform for communication enabling physicians from all over the world to exchange ideas, views, and perspectives with each other. The field is a dynamic one, which continues to evolve, affording myriad opportunities for skilled professionals.Trends and industry facts: * Today, the Indian healthcare industry is estimated at $35 billion and is slated to grow to $75 billion by 2013.* To meet the burgeoning demand for healthcare professionals in the country, India is likely to need at least seven million more.* This is way ahead of retail which stands at 2 million and IT enabled services at 5 million.* On the other hand, medical professionals will need to serve the medical needs of 1.2 billion by 2015.* 180 recognized medical colleges in India produce close to 27,000 graduates every year. Approximately, 24,000 doctors are registered with the Medical Council of India (MCI) into the practice every year. This, as is evident, is acutely short of the requirement. (MCI annual report 2006-2007)* Even by a conservative estimate, India lags behind 0.2 million doctors and 0.5 million nurses currently. This does not even include paramedical and administrative personnel.* In spite of the need for doctors and the expected growth of this industry, India severely lacks well-equipped training facilities even today.* Lack of mandated standardization and regulation in the profession has resulted in over 90 per cent of healthcare being serviced by the unorganized sector.* State wise, there is a big gap in the country between healthcare workers and population. In Uttar Pradesh, the number of doctors per lac population is 23 and the number of nurses per lac population is 9.24. As against this, in Kerala, the number of doctors per lac population is 56.72 and the number of nurses per lac population is 78.41.So, there you have it! Being a doctor in India is what is needed. All macroeconomic numbers are on your side.
Home Improvement Loan – Some Steps to Obtain It More Easily
If you have lived in your home for several years, now this is probably the right time for you to make some improvements. Minor or major improvement is usually needed to make your time at home more enjoyable. Besides, improvement will also add the value of your beloved home.
When improving some parts of your home, the budget that you own plays an important role. The amount of your money determines the coverage of your home improvement and surely the building quality. Commonly, people need much money when it comes to home improvement and it triggers them to obtain loan. If you plan to conduct the improvement but you don’t have a special budget to fund it, it is a good idea to consider obtaining home improvement loan. This type of loan makes your home improvement financing gets easier and gives you the peace of mind.
To help you obtain the loan in an easier way, here are some steps that you can do:
1. Determine the amount of money that you need for the project. The way you determine the budget that you might need is very easy, all you need to do is just checking the parts that you need to improve. After that, you can get help from a contractor to estimate the budget. Seeking help from professional helps you know the needed fund without wasting the time.
2. Once you have determined the amount of money that you want to borrow; now this is the time to find the right lender. Nowadays, there are many lenders offer home improvement loan as more people need a simpler financing option. When searching for a lender, make sure that you check the most reputable ones. Loan types, interest rates, and closing costs are some things that you should also check when searching for a lender. You can make use of the internet to view lenders’ profile and the service that they offer. This may take some times but the information that you get will make you decide easier.
3. Finally, you come to the last step of obtaining the loan. After choosing a lender who fits your need, now this is the time for you to apply for the loan. Mostly, lenders will require you to deal with the paperwork and then submit it to them. Applying for home improvement loan can also be done online today to save your time.
It is easy, isn’t it? Obtaining home improvement loan can be much easier today as lenders are trying to improve their service to the prospective borrowers. If you don’t have any experience in obtaining the loan, it is a good idea to seek assistance from the professional.